Combine your loans easily to have better conditions

COMBINE YOUR LOANS

If you are paying loan repayments to several different lenders, you may want to consider merging the loans. Consolidating loans means, for example, combining small loans and credit card liabilities into one larger unsecured loan. This will save you time and money.

You save money because you don’t have to pay account and loan management costs as well as other expenses to several different lenders at the same time.
You can get a lower interest rate on your loan.
It's easier to manage your finances because you can focus on repaying only one loan.

If you want to combine your loans, indicate the total amount of loans to be combined in the loan application, under “combine loans”.

Many of our partners offer the opportunity to combine loans. Motty will compare the offers of banks and lenders for you and present you with the cheapest option.

Criteria for applying for a loan combination:

At least 20 years old
Regular annual income, at least € 15,000 / year
You have no public records of defaults

If you have any questions about loan consolidation or we can otherwise help, please contact our customer service.

E-mail:

mari@motty.fi

Address: Pohjoisesplanadi 39
00100 Helsinki

EXAMPLE CALCULATION

€ 10,000 loan period 5 years
Effective annual interest rate: 11.76%
Cost € 3,050.
Total cost: € 13,050

Our lowest interest rate 4.50%
Our highest interest rate 20%

MOTTY

Motty is a brand of Norwegian Telefinans AS, which was launched
in February 2019

Telefinans AS is one of the most experienced companies in the market and has been operating in the industry since 1985.
In addition to Finland, Telefinans operates in
Norway, Sweden and Denmark.